Terms and Conditions


All content on the Website and Service is the copyright of Dakshinpay except the third party content and any link to third party website on our Website. Any systematic retrieval of Dakshinpay content to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from Dakshinpay is prohibited. In addition, use of the content for any purpose not expressly permitted in this agreement is prohibited and may invite legal action. As a condition of Your access to and use of Dakshinpay’s Services, You agree that You will not use the Website and/or Service to infringe the intellectual property rights of others in any way. Dakshinpay reserves the right to terminate the account of a User(s) upon any infringement of the rights of others in conjunction with use of Dakshinpay’s Service, or if Dakshinpay believes that User’s conduct is harmful to the interests of Dakshinpay, its affiliates, or other Users, or for any other reason in Dakshinpay’s sole discretion, with or without cause.

Arrangement between you and the issuing bank

All valid credit / debit/ cash card/ and other payment instruments are processed using a credit card payment gateway or appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between You and the respective issuing bank and payment instrument issuing company. All online bank transfers from valid bank accounts are processed using the gateway provided by the respective issuing bank which support payment facility to provide these services to You. All such online bank transfers on payment facility are also governed by the terms and conditions agreed to between You and the respective issuing bank.

Indemnification and limitation of liability

Dakshinpay shall not be responsible or liable for any loss or damage, howsoever caused or suffered by the User arising out of the use Products offered by Merchant or due to the failure of Merchant to provide Product to the Users for any reason whatsoever including but not limited to the User’s noncompliance with the Service’s terms, malfunction, partial or total failure of any network terminal, data processing system, computer telecom transmission or telecommunications system or other circumstances whether or not beyond the control of Dakshinpay or any person or any organization involved in the above mentioned systems. Dakshinpay will not be liable for any damages of any kind arising from the use of the Products offered by the Merchant including, but not limited to direct, indirect, incidental, punitive, and consequential damages. Dakshinpay shall not be liable for any Content that you may find indecent, offensive or objectionable. You shall use the Services at your own risk. Dakshinpay will take all reasonable measures to ensure that Merchant should fulfill his duty properly but there may be exceptions and therefore Dakshinpay will not be held liable for any such compensation on account of the Merchant not meeting expectations of Users. Dakshinpay shall not be liable for any conduct of the Merchant or the Financial Partner. Dakshinpay encourages Users to notify any complaints that User may have against any Merchant that User may have. No advice or information, whether oral or written, obtained by you from Dakshinpay or through or from the services shall create any warranty not expressly stated in the terms. Dakshinpay disclaims any and all liability in respect of the Merchant and their Products provided thereof. User agrees to indemnify and keep Dakshinpay, its affiliates and licensors indemnified against all costs, expenses, damages, losses and liabilities incurred or suffered by Dakshinpay or its affiliated companies related to any User content posted or transmitted by User during the use of the Website or Service or any unauthorised use of the Website or Service in contravention of this Agreement.

Governing law and dispute resolution

These User Terms shall be governed by, and construed in accordance with, the laws of India, without reference to principles of conflicts of law. The parties agree that the courts of Mumbai shall have exclusive jurisdiction over any dispute arising from or relating to the User Terms and/or the Website. You expressly consent to the personal jurisdiction of said courts and waive any objection to such personal jurisdiction based on forums non convenience or any other basis.